Careers at CPC

There are currently 4 available positions at CPC:

 
Mortgage Officer – Level 1 - Rochester
 
The role of the Mortgage Officer is to originate Construction and Permanent Loans on a basis consistent with CPC’s mission.  The position is responsible for initial underwriting and analysis for appropriate risk, for actively monitoring projects through construction and conversion, and for identifying and addressing problem loans in both the construction and permanent portfolio.
 
Roles and Responsibilities:
 
  • Market CPC’s Loan Products;
  • Develop leads for new customers and manage relationships with existing customers;
  • Analyze the financial, physical and market suitability of loan applications to CPC requirements;
  • Work with owners, contractors, engineers, architects, and subsidy providers to structure loan transactions;
  • Present Loan Packages to Mortgage Committee;
  • Prepare Loan Commitments;
  • Oversee Assistant Mortgage Officer(s) to ensure that Due Diligence is performed on all Loan Applications;
  • Interact with Portfolio Servicing Department to ensure a smooth closing to conversion process;  
  • Act as liaison between Property Owner, Subsidy Providers and CPC; 
  • Monitor progress of Construction Projects;
  • Monitor Delinquent Loans and Work-out Plans.
Knowledge and Experience:
 
  • Familiarity with underwriting multi-family residential development;
  • Understanding of affordable housing finance required;
  • Sufficient comprehension of financial underwriting to determine the viability of a deal from the mortgage offering, and to explain such viability to borrowers, mortgage committee, and others;
  • Understanding of the various requirements of lenders, co-lenders, investors, and other parties to construction lending;
  • Knowledge of the practical steps needed to meet lending requirements, and how to modify a business deal to meet such constraints and requirements;
  • The ability to understand other parties’ needs, and to explain clearly the soundness of a given  problem’s solution;
  • BA/BS degree required.  Master’s Degree in a related field is preferred. Comparable work experience will be considered. 
 
Assistant Mortgage Officer - Albany
 
The role of the Assistant Mortgage Officer is to assist loan officers by providing due diligence support for the origination, closing and conversion of loans.  Responsible for ensuring all necessary loan documents are accurate and delivered to the Portfolio Services department in a timely manner.  Order third party reports (credit, appraisal, engineering and environmental) and process invoices for payment.  Report on status of loans for closing/conversion readiness and act as Office Manager for Albany field office.
 
Roles and Responsibilities:
 
  • Prepare closing and other related packages including: Freddie Mac, SONYMA for submission to the Portfolio Services department.
  • Order, review and track third party reports, construction contracts, insurance and other items needed for closing/conversions.
  • Perform initial analysis of viability of new loans.
  • Work with Closings Coordinator, owner, and Mortgage Officer to complete the Closing Package.
  • Maintain Pipeline status.
  • Oversee scanning of documents for Closing Package.
  • Act of Office Manager to: order supplies, process invoices and expense reports, schedule travel and perform other administrative duties, as required.
Skills and Experience:
 
  • Undergraduate degree or equivalent work required.
  • Understanding of loan processing and documentation.
  • Strong analytical ability.
  • Comprehension of the elements of a mortgage offering, and a clear understanding of the steps necessary to successfully close a deal.
  • The ability to understand other parties’ needs and to explain clearly the soundness of a given problem’s solution.
  • The ability to successfully work with others as a team, including listening, negotiating and leadership skills;
  • An expertise in Microsoft Word, Excel and PowerPoint.
  • Superior communication skills.
 
Senior Mortgage Officer – Albany
 
The role of the Senior Mortgage Officer is to originate Construction and Permanent Loans on a basis consistent with CPC’s mission. The position is responsible for initial underwriting and analysis for appropriate risk, for actively monitoring projects through construction and conversion, and for identifying and addressing problem loans in both the construction and permanent portfolio.
 
The Senior Mortgage Officer is considered the Subject Matter Expert in their field and supports management by rendering their advice and recommendations to the leaders of the business. They are also instrumental in the creation and carrying out of management policies and procedures.
 
Roles and Responsibilities:
 
  • Market CPC’s Loan Products;
  • Develop leads for new customers and manage relationships with existing customers;
  • Analyze the financial, physical and market suitability of loan applications to CPC requirements;
  • Work with owners, contractors, engineers, architects, and subsidy providers to structure loan transactions;
  • Present Loan Packages to Mortgage Committee;
  • Prepare Loan Commitments;
  • Oversee Assistant Mortgage Officer(s) to ensure that Due Diligence is performed on all Loan Applications;
  • Interact with Portfolio Servicing Department to ensure a smooth closing to conversion process;
  • Act as liaison between Property Owner, Subsidy Providers and CPC;
  • Monitor progress of Construction Projects;
  • Monitor Delinquent Loans and Work-out Plans.
Knowledge and Experience:
 
  • A demonstrated understanding of the local commercial real estate market;
  • Minimum of five years affordable housing finance experience required, 10+ years’ experience preferred;
  • Thorough knowledge of financial underwriting and ability to verify the viability of a deal from the mortgage offering, and to explain such viability to borrowers, mortgage committee, and others;
  • Thorough knowledge of the various requirements of lenders, co-lenders, investors, and other parties to construction lending;
  • Thorough knowledge of the practical steps needed to meet lending requirements, and how to modify a business deal to meet such constraints and requirements;
  • The ability to understand other parties’ needs, and to explain clearly the soundness of a given problem’s solution;
  • The ability to be creative in searching out other business initiatives not currently part of CPC’s product portfolio;
  • BA/BS required. Master’s Degree in a related field is preferred. Comparable work experience will be considered.
 
 
Desktop & Server Engineer
 
To be responsible for the installation, configuration and maintenance of the organization's operating systems and all related systems or software on desktops and servers.  Responsible for the development of desktop and server policies and ensure all systems and software adhere to same.
 
Roles and Responsibilities:
 
  • Provide strong customer service for internal staff as well as business partners.
  • Create, test and develop current Workstation images. Test, evaluate, and package software and applications for workstation distribution. Responsible for successful deployment and upgrades of workstations.
  • Play a key role in developing corporate standards for desktop computer software and hardware and conducting reviews to ensure compliance to standards. May research tools and processes to identify usage and capacity troubles as they develop. Will present research and assist in developing long-range plans to address problems. Conduct research and recommend new technology solutions.
  • Analyze and resolve problems associated with desktop and server hardware & software and ensure scalability, stability and appropriate integration with other systems.
  • Create and maintain infrastructure documentation.
  • Perform computer management and system administration activities.  Serve as an escalation point for Desktop Support. Provide hands-on support and engineering work in the Windows server environment.
  • Install new software releases and system upgrades, evaluate and install patches, and resolve software related problems.  Provide Windows Active Directory, Office, SharePoint and proprietary application deployment packages and support to the firm.
  • Assist in planning and designing systems architecture for enterprise applications.
  • Maintain and monitor security infrastructure.  Manage offsite server team and ensure adherence to change and incident management processes, as well as management of application service providers.
  • Responsible for integrity of the infrastructure through sustainable backup and recovery procedures.
  • Perform server administration functions, including scripting and group policy development and implementation.  Establish automated corrective action for server problems where possible.  Analyze server performance data when needed.
  • Manage telecommunication devices and account plans including mobile devices including: iPhone, Android, Blackberry, and Windows Phones.
Skills and Experience:
 
  • BA/BS.
  • Technical training or equivalent experience in the building and administration of server operating systems required. The following certifications are highly desirable: MCSE, ITIL, MCITP, A+, Network+, CCNA, MSDST.
  • A minimum 2 years of Information Technology Management experience.
  • Minimum 7 of years of experience in a support/troubleshooting position.
  • Experience with Windows 7/8, Server 2008/2012, Core OS and Internals.
  • Working knowledge of Application packaging and distribution methodologies.
  • Strong knowledge of Windows Active Directory, GPO and PowerShell scripting.
  • Experience with solutions engineering via automated, standard and repeatable methods.
  • Experience with enterprise ticketing system for managing trouble tickets and queue operations.
  • Proven customer service skills including the ability to focus on building relationships and responding to needs.
  • A working knowledge of networking.
  • Excellent troubleshooting and research skills.
  • Ability to manage high-stress situations calmly and effectively.
  • Excellent verbal and written skills.
     
 

CPC has offices throughout NY State, and opportunities may become available for Mortgage Officers, Assistant Mortgage Officers, as well as support & clerical staff.  If you have questions, please contact Brenda Barnaby, Human Resources at 646-822-9327.  The Community Preservation Corporation is an Equal Opportunity Employer.  M/F/D/V